Medical Insurance
In Canada, health care can be very expensive if you are not covered with proper medical insurance. This is the reason that the JIBC automatically enrolls you in a health insurance program for the first 90-days of your program. JIBC manages a group medical insurance plan for international students through Guard.me International Insurance for the first three months, in British Columbia. After three months and for the duration of your stay in British Columbia, you are enrolled in the BC Medical Services Plan (MSP).
Your First Semester
Once registered into an international program, you will be automatically enrolled and receive a Guard.me Health Insurance card that covers your first three months in British Columbia. This card can be used at a walk-in clinic approved by Guard.me.
If you choose to use a walk-in clinic or hospital that hasn’t been approved by Guard.me then you will need to pay for the doctor’s fees at the time of your visit. Students must pay for all medical costs (i.e. prescriptions, x-rays, blood or lab tests) and then submit a claim for reimbursement to Guard.me. Please note: Claims for a pre-existing condition may not be covered. It is recommended that you read and understand your policy so you understand the limitations and exceptions to your medical coverage.
You can access complete information on JIBC’s Travel Medical Insurance Policy and coverage under the plan by clicking here.